Financial safety

Financial safety reminders help you pause before a money decision that shows clear signs of unusual risk. Minara still leaves the decision with you and ordinary market conversations continue normally.

💡 Recommended: Keep this feature on. It is enabled by default and only steps in when your own current or planned action has specific warning signs.

Why it helps

A large gain, a winning streak, loss anxiety, or pressure from another person can shorten the time available for careful thinking. A short pause gives you time to check the facts, the source of the money, and the worst likely result.

When you may see a reminder

• Spending open-position profit as if it were stable cash
• Taking on lasting luxury or household costs after a one-time windfall
• Raising leverage after wins or chasing losses with another trade
• Trading with loans, rent, tuition, medical money, or emergency savings
• Sending money after online relationship pressure or a fake support request
• Requests for a safe account, remote access, an unlock fee, a recovery fee, a one-time code, a seed phrase, or a private key
• Current thoughts or plans to harm yourself or another person

For example, asking how leverage works is a normal learning question. Saying that you will borrow rent money to raise leverage after losses gives Minara a concrete reason to pause and check with you.

How it works

The reminder is available only in a Chat that you start. It does not run in scheduled automations, workflows, Autopilot, delegated agents, or background jobs.

Minara considers who is acting, when the action may happen, what the action is, its purpose, the source of funds, and relevant context. News, quotations, lessons, role-play, past events, and another person's experience do not trigger a reminder by themselves.

When a real money action is clear but one important fact is missing, Minara asks one short question. A high-risk finding can stop a dangerous money action for the current message. Your normal transaction confirmation still applies.

If Minara gets it wrong

Say “This is a false positive” or “这是误判.” Minara stops repeating that warning in the current conversation, then asks whether you want to save the correction.

A saved correction describes only that specific case. The same case can pass quietly next time. Minara checks again when the asset, purpose, platform, recipient, source of funds, or execution status changes. A high-risk fraud case still gets one brief current-action check. A possible immediate danger to a person is assessed again every time.

You can review, revoke, or delete saved corrections in Settings.

Privacy and records

Minara saves only limited structured details needed to understand a correction. Secrets, one-time codes, private keys, and full addresses are removed or shortened. These records use the same local storage protection as your other Minara settings. They do not use a separate encryption layer.

Turn it on or off

Open Settings → Personalization → Financial safety. The feature is on by default, and we recommend leaving it on. A change applies from your next Chat message.

Self-hosted installations can set the default with MINARA_FINANCIAL_SAFETY_ENABLED. A saved Settings choice takes priority over that default.

Limits

Financial safety reminders are risk prompts. They are not investment advice, medical diagnosis, or proof that a person or service is fraudulent. Minara may miss a risk. If someone may be in immediate physical danger, contact local emergency services or a trusted person who can stay with them.

For transaction confirmation and sandbox details, see Safety & Sandboxing. For contract and website checks, see Security Scanning & Verification.